Online Finance Enquiry Form Call us on (08) 9841 5100 'Let us help you.' Online Finance Application Form Step 1 of 19 - Government Consumer Credit Statement 5% WARNING - Do you really need a loan today? * It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check you options before you borrow: For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to work out a payment plan If you are on government benefits, ask for an advance payment from Centrelink or phone 13 17 94 Go to www.moneysmart.gov.au. Moneysmart shows you how small amount loans work and suggest other options that may help you. *This statement if an Australian Government requirement under the National Consumer Credit Protection Act 2009 *Please read the following PDF documents below before applying for finance – PRIVACY CONSENT NOTICE DO YOU NEED A LOAN APPLICATION REQUIREMENTS I would like to borrowLoan amount*Purpose of loan*Type of credit applied for*Select ...PersonalBusinessCommercial credit declaration I declare that the credit to be provided to me by the credit provider is to be applied wholly or predominantly for business or investment purposes (or both)IMPORTANT. You should not sign this declaration unless this loan is wholly or predominantly for business or investment purposes. By signing this declaration you may lose your protection under the Consumer Credit Code. Applicant 1 Personal DetailsSurname*Given Names*Title*Date of Birth*DayDay12345678910111213141516171819202122232425262728293031MonthMonth123456789101112YearYear20262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Drivers License Number Applicant 1 AddressCurrent Address*Current Address Postcode*Years at Current Address*01234567891011121314151617181920 or moreMonths at Current Address*01234567891011Previous Address*Previous Address Postcode*Years at Previous Address*01234567891011121314151617181920212223242526272829Months at Previous Address*01234567891011 Applicant 1 Contact DetailsEmail Address Enter Email Confirm Email Mobile Phone NumberPrivate Phone Number Applicant 1 Employment DetailsEmployer's Name, Address & Telephone NumberOccupationLength of Employment in Years01234567891011121314151617181920 or moreLength of Employment in Months01234567891011Type of EmploymentSelect ...Full TimePart TimeCasualNumber of Dependants Applicant 2Is there a Second Applicant?* Yes No Applicant 2 Personal DetailsSurnameGiven NamesDate of BirthDayDay12345678910111213141516171819202122232425262728293031MonthMonth123456789101112YearYear20262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Driver's License Number Applicant 2 Employment DetailsEmployer's Name, Address & Telephone NumberOccupationLength of Employment in Years01234567891011121314151617181920 or moreLength of Employment in Months01234567891011Type of EmploymentSelect ...Full TimePart TimeCasual DeclarationHAVE YOU OR YOUR SPOUSE, EVER BEEN DECLARED BANKRUPT OR INSOLVENT, OR HAS EITHER ESTATE BEEN ASSIGNED FOR THE BENEFIT OF CREDITORS?* Yes No Details* Current Loans or Loans Finalised in the Last 3 YearsCurrent Loans or Loans Finalised in Last 3 YearsNames & LocationsAccount NumbersDate BorrowedAmount BorrowedMonthly PaymentsCurrent BalanceDate Finalised Nearest RelativeName, Address & Telephone Number of Nearest Relative*Relationship* Declaration This statement does not form part of my/our offer nor will it be incorporated into any Contract or Loan resulting from your acceptance of my/our offer in terms of the Credit. I/We declare and warrant that the information given is, to the best of my/our knowledge and belief, true and correct. I/We are not undischarged bankrupt(s) nor are there any unsatisfied judgements against me/us. WARNING! IF YOU DELIBERATELY GIVE FALSE OR MISLEADING INFORMATION TO GET CREDIT YOU CAN BE TAKEN TO COURT.Declaration Agreement* I agree to the Declaration*You have agreed to "This statement does not form part of my/our offer nor will it be incorporated into any Contract or Loan resulting from your acceptance of my/our offer in terms of the Credit. I/We declare and warrant that the information given is, to the best of my/our knowledge and belief, true and correct. I/We are not undischarged bankrupt(s) nor are there any unsatisfied judgements against me/us. WARNING! IF YOU DELIBERATELY GIVE FALSE OR MISLEADING INFORMATION TO GET CREDIT YOU CAN BE TAKEN TO COURT. Statement of AssetsLand and BuildingsLocationLand or Building?Value Motor VehiclesYearMakeModelValue FurnitureList any furniture you own and the total value of your furnitureTotal Furniture ValueOther AssetsAsset DescriptionValue Cash at BankBankAccount TypeBalance Total Assets Statement of LiabilitiesMortgagesLenderMortgaged PropertyBalance Motor Vehicle LoansLenderVehicleBalance Other Loans or Credit CardsLenderType of Loan / CardBalance Total Liabilities Income TestApplicant 1 Monthly IncomeSourceAmount Applicant 2 Monthly IncomeSourceAmount Other IncomeSourceAmount Total Monthly Income ExpensesMonthly Mortgage or RentPropertyMortgage or Rent?Amount Monthly Motor Vehicle PaymentsVehicleAmount Credit Card Monthly PaymentsLenderAmount Vehicle Expenses*Household Expenses*General Expenses*Entertainment Expenses*Other Expenses*Total Monthly Expenses What documents do I need to supply? We will need to see: The latest 90 days of your bank account statement transaction history or the account your income is deposited into A copy of photo identification (i.e. driver's license, 18+ card, passport) A copy of your Medicare card A copy of 3 most recent payslips A current Income Statement if you receive a Centrelink payment You can upload your documents using this button belowDocuments Drop files here or Select files Max. file size: 64 MB. Maximum file size of 12 mb per file To complete your application, you must agree to the Privacy Consent Notice. You may also consent to recieve Direct Marketing material from us.Privacy Consent* I have read, understood and agree to the Privacy NoticePRIVACY - NOTICE AND CONSENT Meaning of words: In this document: “we”, “us” and “our” refers to Albany Finance Limited ABN 62 009 208 839 Australian Credit Licence 379 447, and also includes any credit provider that we act for as agent; “you” refers to the persons who are applying for credit from us or proposing to act as a guarantor, or who are directors of a company that is applying for credit from us; and words defined in the Privacy Act 1988 (Cth) have the same meaning. Our contact details: You can contact us by telephone or email as listed on the bottom of this document. Your acknowledgements and consents: By signing this document you acknowledge and agree to the statements in this document. Why we collect personal information: We may collect personal information about you for the following purposes: - to answer an enquiry from you; - to provide you with the service you requested; - to enable us to develop, administer and manage our services and businesses; - to assess your application and manage your account with us; - to engage a credit reporting body to conduct a credit and reference check; - to assess your creditworthiness; - billing purposes and collection of debts; - future promotional and marketing purposes including direct marketing purposes; - for research purposes to better improve our website, products or services; - any other customer support purposes; - to notify credit providers of a default by you of your agreement with us; - to deal with complaints; and - to enforce our rights when you are in breach. Collection required by law: Collection of some personal information about you may also be required or authorised by or under an Australian law. These laws include: - the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), which requires us to collect personal information about you when verifying your identity; - the National Consumer Credit Protection Act 2009 (Cth), which requires us to make inquiries about you when assessing an application for credit by you; and - the Personal Property Securities Act 2009 (Cth), under which we may need to collect personal information about you to record a security interest on the Personal Property Securities Register. If you do not provide personal information: The main consequences for you if all or some of the personal information is not collected by us are that we may not be able to provide services to you, or be able to provide them to the same standard. In the case of a credit application, we may not be able to make a decision whether to provide credit to you if you do not give us the information we request. Collecting information about you from someone else: We may collect personal information about you from someone else, such as from a credit reporting body or another credit provider when we are assessing your credit application or collecting a debt you owe. Disclosure of personal information: We usually disclose personal information of the kind collected by us to: - credit reporting bodies; - other credit providers and insurers; - government bodies; - persons who act as your guarantor or who provide security for credit to you; - debt collectors and assignees of your debts; - a recognised external dispute resolution scheme of which we are a member; and - our professional advisors, including our lawyers, auditors and accountants. You agree that we may disclose personal information about you to these persons for the purposes for which we collect it where permitted by law, including the Privacy Act. You acknowledge that we may provide your personal information to these persons when required by law. Credit reporting bodies: The credit reporting bodies that we are likely to disclose your personal information to are: Equifax – Public Access Equifax Australia Information Services and Solutions Pty Limited GPO Box 964 NORTH SYDNEY NSW 2059 Disclosure to us for commercial credit and guarantees: A credit reporting body may disclose credit reporting information about you to us if we request the information: - to assess an application for commercial credit made by you to us; - to collect overdue payments in relation to commercial credit provided by us to you; - to assess whether to accept you as a guarantor in relation to credit provided by us to another person or credit for which an application has been made to us by another person. Disclosure to us for permitted purpose: A credit reporting body may also disclose credit reporting information about you to us for a purpose permitted by the Privacy Act. This includes assessing an application for consumer credit by you. Disclosure by us to other credit providers: We may disclose credit eligibility information about you to another credit provider with an Australian link for any of the following purposes: - to assess an application for credit by you; - to assess you becoming a guarantor; - to assess your creditworthiness; - to notify credit providers of a default by you of your agreement with us; or - to advise credit providers of the status of your agreement with us, where you are in default with credit providers. Disclosure by us to a guarantor or security provider: We may disclose credit eligibility information about you if we have provided credit to you or you have applied to us for credit, and the disclosure is to a person with an Australian link for the purpose of that person considering whether to offer to act as a guarantor or to offer property as security for the credit. We may also disclose this information to a person with an Australian link who is a guarantor in relation to credit provided by us to you, or who has provided property as security for such credit. Personal information you give us about another person: If there is another person named in an application for credit, you may need to provide their personal information to us. You warrant that the other person has consented to the collection of their personal information by us for the reasons it is being collected. Agreement/Authority for Credit Provider to perform certain permitted actions concerning a Finance Application or Transactions : I/We agree that if real estate, vehicle(s) or goods are required as security to the proposed contract, and insurance is required, full authorisation is given to any insurer, (present or future), to provide the following information and service to Albany Finance Limited: - Provide a Certificate of Currency to Albany Finance Limited when requested. - Record Albany Finance Limited on the policy as an interested financier. Privacy policy: Our privacy policy has information about how you may access personal information about you that we hold and seek the correction of such information, and how you may complain about a breach of the Australian Privacy Principles or any registered privacy code that may bind us. Our privacy policy also explains how we will deal with such a complaint. You can get a copy of our privacy policy by contacting our office. Credit reporting policy: Our credit reporting policy includes information about credit reporting, including: - the credit reporting bodies to which we are likely to disclose your credit information; - how credit reporting information is used and your rights in relation to credit reporting information; - information about how you can access credit eligibility information about you held by us; - information about how you may seek the correction of credit information or credit eligibility information held by us; and - how you may complain about a failure by us to comply with Part IIIA of the Privacy Act or the Credit Reporting Privacy Code, and how we will deal with such a complaint. You can get a copy of our credit reporting information policy by contacting our office.Direct Marketing Consent I consent to receive direct marketing communication from Albany Finance Ltd. EmailThis field is for validation purposes and should be left unchanged.
